Vetted VA Go Bag4.17 - App Store

The Vetted VA Go Bag is a financial digital assistant available to free through an invitation from your trusted Vetted Originator or from the Vetted VA Facebook group. We help you get mortgage ready and manage your financial life.

Organize in one place:
Your Go Bag dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from Vetted VA, and an information center with personal finance articles and videos, all in one place.

Budgeting:
Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track.

Free Credit Score, Report and Monitoring:
Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more.

Prepare:
Work with your Vetted Originator to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price.

Search Properties:
Looking for your first home? Want to move up, or downsize? Use your Go Bag to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches.

Share:
When you are ready to move forward with a financial transaction, you choose what accounts to share with your Vetted Originator. All data is always encrypted.

Security:
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/

Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/

Version History We've been working hard on this one! We've made under-the-hood upgrades to our systems for better performance and security to keep your information safe. You can say goodbye to password headaches with our new passwordless sign-in option. 4.17 11/22/2025 We've squashed some minor bugs and made linking your employment info a breeze directly in the mobile app. We're always working to make your experience smoother! 4.15 08/27/2025 Easier sign in experience. Better error logging. Easier sharing and a smoother BuyerVision experience. Minor bugs eliminated! 4.14 07/24/2025 Introducing BuyerVision! A new way for you to view your full financial picture, just as your mortgage lender would view it, and get their personalized coaching on your mortgage approvability odds and more. New users will see a smoother first time onboarding experience. 4.13 06/14/2025 Fix data sharing popup scrollable issue under large text 4.12.1 05/20/2025 Readiness, credit, property and financial account on boarding improvements for a better user experience.
Readiness snapshot interface improvements and affordability calculator integration allows users to update values to see changes in real time! 4.12 05/14/2025 Accessibility improvement 4.11.1 04/29/2025 Dashboard and financial account enrollment experience enhancements! 4.11 04/09/2025 Expanded property enrollment capability- enroll up to 20 properties and track trends!
Explore further readiness and affordability improvements.
Bugs? Squashed! 4.10 03/07/2025 Re-introducing Budgets! Enjoy an improved experience integrated into your readiness snapshot. Set a goal and watch it grow!
Improved property search experience and
updated dashboard finance interface. 4.9 02/15/2025 Introducing Scenarios! A feature integrated into our Snapshot experience allowing you to compare some common configurations based on what other users commonly run.

We've also made our readiness summary more specific to provide you with an even more accurate view of your homeownership finances. 4.7 12/18/2024 New customizable-to-your-homeownership-journey dashboard experience!

New dynamic Property Search widget! 4.6 12/09/2024 New Calculator Onboarding! Customize your calculator experience to your situation and timeline.
Run a Readiness Snapshot based on your affordability calculations!
You can find a budget for your home that is right for you and see how close you are to qualify for a mortgage.
And even start your application when you are ready! 4.5 10/31/2024 The return of Affordability Calculator and an expanded Readiness Summary experience!

You can now run a Readiness Snapshot from a favorite saved property!

Customizable-to-your-homeownership-journey Step by Step Guide!

You can now give us feedback on any enrolled property valuations! 4.4 10/13/2024 First time user experience onboarding update- We've customized our onboarding to better fit your goals!
New Saved Property feature- search for your dream home and save to your experience!
Dashboard updates! 4.3 09/12/2024 Registration made easier! You can now register using either an email link OR an invitation code!

New credit tool! The Credit Compass feature from our web experience makes its mobile debut!

Bugs? Squashed! 4.2 08/22/2024 New national mortgage interest rate reference based on your Credit Score.

New Interest rate reference will also appears in Homeownership Snapshot for monthly payment comparison.

New look for the Dashboard Offer widget. 3.24 10/24/2023 Already have a house? That’s a big element of your journey toward your next one. As is your Realtor. This sprint is about connections, people and property, and making it easier than ever to incorporate your current home and Realtor partner into your planning for your next one.
Details of the new release:
New real estate agent widget on the dashboard.
Reincorporated the property value widget on to the dashboard for enhanced visibility.
An easier navigation to enroll property on dashboard, view Net Worth and Spending in navigation menu.

We're here to support you on your homeownership journey every step of the way, from your first home to your last. 3.22 08/16/2023 Re-factored the Homeownership Snapshot readiness results dashboard so the page will load the most important stuff first and the entire page appear faster.
Separated each widget from the Dashboard loading so each element will load independently, ready for users to view while remaining ones load.
Added a Loading/Error view on each widget so you are never left wondering.
We're here to support you on your homeownership journey every step of the way, from your first home to your last. 3.21 07/25/2023 New Homeownership Snapshot enhancement!

Now you can use your linked information with a click of a button. 3.20 06/14/2023 Big Homeownership Snapshot update!

New estimated monthly payment gives you a detail break down.

New description and tips provide more information on each readiness factors.

New custom option on mortgage detail will provide a more accurate estimation. 3.19 05/18/2023 New education videos to boost your knowledge on mortgages.

Quick access to the Homeownership Snapshot.

Mortgage Readiness Snapshot update that tells you what you need to get ready.

Forgot Password flow update.

Bugs victoriously conquered. 3.18 04/21/2023 New Readiness Action Plan!
Now it will provide guidance and help you improve your readiness! 
Improved experience for Forgot Password reset.
Removed unnecessary pages, tabs, and buttons. 
Bugs squashed. 3.17 03/29/2023 Improved user experience in various places.
Now you can update your Homeownership Goals in Settings.
Settings cleanup for easier navigation.
Bug mercilessly exterminated. 3.16 03/03/2023 Added a new introduction of the app to tell you it's capability.
Dashboard clean up, only show you the important stuff!
Tell us your homeownership goal and we will help you get there!
Bugs ruthlessly annihilated. 3.15 02/02/2023